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Selling a House in Kentucky?
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Your Kentucky Home Selling Resource Center

For more than 20 years I've bought houses from people dealing with hard situations, and my team has closed more than 3,000 transactions. Kentucky sellers call about the same handful of things: a parent's estate, a foreclosure lawsuit, tax certificates, a tenant who stopped paying, or a house nobody's lived in for months.

Kentucky's rules have their own twists. Without a power of sale in the will, an executor needs a court order to sell. Foreclosures go through court and end at a master commissioner's sale. Unpaid taxes become certificates that third parties can buy and add fees to, and Louisville and Lexington follow a different landlord-tenant law than much of the state.

These guides lay it out in plain English so you can make the right choice for you: sell to me, list with an agent, or keep the house.

Kentucky's Most Common Home Selling Situations

Most Kentucky calls I get fit one of these. Each has its own Kentucky rules and deadlines, so start with yours.

Foreclosure

Kentucky noteKentucky foreclosures go through circuit court and end at a master commissioner's sale. There's only a limited redemption right if the house sells for less than two-thirds of appraised value.

The commissioner's sale date is the deadline that matters. The earlier you act, the more equity you protect.

Learn about selling a house in foreclosure in Kentucky →

Delinquent Property Taxes

Kentucky noteUnpaid Kentucky taxes become certificates of delinquency at 12% interest. Third parties can buy them after 90 days, and no foreclosure can start until a year after delinquency.

Certificates and fees can be paid from a sale at closing.

Learn about selling a house with delinquent taxes in Kentucky →

Vacant House

Kentucky noteAn empty Kentucky house faces insurance limits, weather and code enforcement in Louisville and Lexington. Unwanted occupants generally have to be removed through court.

Every month the house sits, the costs and risks add up.

Learn about selling a vacant house in Kentucky →

Probate

Kentucky noteWith a power of sale in the will, a Kentucky executor can sell without court approval. Otherwise, the district court has to grant the power. Creditors get six months after appointment.

Selling a probate house starts with what the will says and who has authority.

Learn how to sell a house in probate in Kentucky →

Inherited House

Kentucky noteKentucky abolished automatic survivorship, heirs may need an affidavit of descent, and the state still has an inheritance tax for heirs outside the immediate family.

Inheriting a house means sorting out who owns it, what it's worth and what to do with it.

Read my Kentucky inherited house guide →

Bad Tenants

Kentucky noteIn Louisville, Lexington and other cities with the act, tenants get seven days' notice for unpaid rent. Evictions go through district court, and lockouts and shutoffs aren't allowed.

You can sell a rental with a problem tenant still in it.

Learn about selling a house with bad tenants in Kentucky →

See all my Kentucky selling guides →

Home Selling Guides

These guides cover the basics of selling a house anywhere, whatever the reason you're thinking about it.

How Cash Home Buyers Work

How cash buyers and real estate investors buy houses, how offers are put together, and what to expect from start to finish.

Learn how cash home buyers work →

Selling Your House As-Is

What "as-is" really means, when repairs are worth it, and what buyers expect.

Read my guide to selling your house as-is →

How Home Value Is Determined

Location, condition, comparable sales and the market, and how each one moves the number.

Learn how home value is determined →

Understanding Closing Costs

What closing costs are, who usually pays them, and what to expect on closing day.

Read my guide to closing costs →

Does Making Repairs Always Increase Home Value?

When repairs pay for themselves, when they don't, and how to compare repair costs with what you'd actually net.

Learn when repairs increase home value →

What Affects a Cash Offer?

How condition, repairs, resale value, demand, holding costs and risk shape the number a cash buyer offers.

Learn what affects a cash offer →

Browse my complete Home Selling Resource Center →

How Selling Your House Works

Whether the house is in great shape or needs everything, the process is the same.

  • 1

    Tell Me About the Property

    The address, the condition and what's going on. The more I know, the better I can lay out your options.

  • 2

    I'll Review Your Options

    I'll look at the house and the situation, answer your questions and tell you what makes the most sense, including when that's listing with an agent.

  • 3

    Receive a No-Obligation Offer

    If selling to me is a good fit, you get a straight as-is number. And there's no obligation to accept my offer — you're in the driver's seat.

  • 4

    Choose Your Closing Date

    Close with a Kentucky title company or closing attorney on the date that works for you.

Why Kentucky Homeowners Choose Dennis Buys Houses

Selling a house is rarely just a money decision. It's usually tied to a death in the family, a financial squeeze or a big change. So I keep the process simple and tell you the truth about your options.

20+
Years Buying Houses
3,000+
Team Transactions Completed
Buy houses in their current condition
No repairs required
No cleaning necessary
No real estate commissions
Flexible closing dates
Experienced Kentucky title companies and closing attorneys
Straightforward communication
No pressure and no obligation

When you call, you get me. No AI, no assistants. And if another option makes more sense than selling to me, I'll tell you upfront.

Serving Homeowners Throughout Kentucky

I buy houses throughout Kentucky. The Louisville and Lexington metros are where I'm most active right now.

Louisville Metro

Jefferson County · Shively · St. Matthews · Jeffersontown · Okolona · nearby Bullitt and Oldham counties

Lexington Metro

Fayette County · Nicholasville · Georgetown · Winchester · Versailles · Richmond

Frequently Asked Questions

Where in Kentucky do you buy? ⌄

Statewide. Most of my Kentucky calls come from the Louisville and Lexington metros.

Do you buy houses that need a lot of work? ⌄

Yes. That's most of what I buy, and you don't fix anything first.

What happens to everything inside? ⌄

Take what you want and leave the rest. Dennis Buys Houses handles what's left.

Can you buy a Kentucky house that's in probate? ⌄

Usually. The personal representative needs a power of sale in the will or a court order, or the heirs can sell together.

Is it too late if I've been served with a foreclosure? ⌄

Usually not. You have until the master commissioner's sale.

I have tax certificates and a mortgage. Is that a problem? ⌄

No. Those are paid off from the sale at closing.

How soon can we close? ⌄

Once title is clear, you pick the date.

Do I pay a commission? ⌄

No agent commission when you sell to me, because nobody is listing the house.

Dennis Fassett, Founder of Dennis Buys Houses

Ready to Explore Your Options?

No two Kentucky homeowners have exactly the same story.

Whether it's an estate, a commissioner's sale, tax certificates, a tenant or an empty house, I'll help you understand your options without any pressure.

Read the guides above, or tell me what's going on with the house. Even if selling isn't the right answer, I'll point you in the right direction.

Prefer to talk first? Call (734) 224-5977